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Ribbon Structured Credit Fund

Pages Ribbon Structured Credit Fund
“R” of Ribbon Capital

INTRODUCTION

Target Annualised Return​

Quarterly distribution

8.35% p.a.

The Fund is established and managed by Ribbon Capital Pty Ltd, aiming to invest in structured credit strategies through partnerships with Australian banks and licensed non-bank financial institutions. By indirectly activating bank-led warehouse facilities, the Fund provides exposure to high-quality, mortgage-secured loan portfolios. Through structured financing arrangements and embedded risk mitigation mechanisms, the Fund seeks to deliver stable and predictable credit-based returns for investors.

Fund Information

Investment Structure

Investment is made through the Ribbon Capital trust structure into a Warehouse Facility established by a non-bank financial institution.

Use of Funds

To support residential and commercial real estate lending within Australia, backed by RMBS issuance.

Geographic Distribution of Underlying Assets

Primarily located in major Australian cities, including Sydney, Melbourne, and surrounding metropolitan areas.

Loan Property Types

Residential and commercial properties

Investment Term

Fixed 12-month holding period

Redemption Mechanism

Redemption is available upon maturity; early redemption requires three months' notice.

Minimum Investment

AUD 500,000, available to wholesale investors only

Risk Management

Bank-level risk control framework with genuine underlying real estate collateral support

Management Fee​

1%

“R” of Ribbon Capital

Core Product Advantages

Structured Credit

Bank credit enabled through warehousing for mortgage lending.

Prime Assets

Loans backed by quality real estate in major Australian cities.

Dual Risk Control

Rigorous review by both banks and platform.

Predictable Returns

Fixed terms, semi-annual payouts, and clear exit strategy.

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