Investment funds will be allocated into a local Australian bank-linked structured finance platform. This platform operates through a Warehouse Facility Agreement with a cooperative bank. Based on the bank’s lending ratio, the platform supports funding for underlying asset-backed lending projects.
According to the agreement, the bank will provide a credit line based on the funds in the platform and the quality of the underlying assets. Typically, investment funds are used for the equity portion of the lending project, while bank credit lines are used as the senior tranche, enabling increased leverage and flexible exit strategies.
Structured Design
A funding pool is jointly constructed through equity investment by platform shareholders and the bank.
Genuine Asset Support
Funds are used to support loans for real, underlying physical assets.
Risk Buffer Mechanism
The platform and bank implement a risk-buffer structure, where investment funds form the subordinated tranche to absorb losses and ensure safety.
